How to use this page
- Run the debt snowball calculator and press Save my plan on your results.
- Come back each month after you've made a payment.
- Press Update payment next to a debt and enter what you paid — the balance and progress bar update instantly.
- Watch each debt fall to zero and get crossed off as your snowball builds.
Why track your progress?
People who track their progress are far more likely to reach their goals. Debt payoff is a long game, and the snowball method works precisely because it gives you visible wins — clearing whole balances one by one. Seeing “£1,200 paid off” and a debt struck through keeps the momentum going on the months when motivation dips. New to the method? Read the debt snowball guide or, if you're weighing your options, the snowball vs avalanche comparison.
Is my data private?
Yes. Everything you save stays in your own browser using local storage — it is never sent to us or anyone else, and there's no account to create. Clearing your browser data (or using a private window) will remove your saved plan, so it's for your own tracking rather than long-term backup.