**Last Updated:** August 22, 2025

1. Acceptance of Terms

By accessing and using DebtAvalanche.co.uk (the "Site"), you agree to be bound by these Terms and Conditions ("Terms"), all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law.

2. Use License

Permission is granted to temporarily download one copy of the materials (information or software) on DebtAvalanche.co.uk for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• Modify or copy the materials;
• Use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
• Attempt to decompile or reverse engineer any software contained on DebtAvalanche.co.uk;
• Remove any copyright or other proprietary notations from the materials; or
• Transfer the materials to another person or "mirror" the materials on any other server.

This license shall automatically terminate if you violate any of these restrictions and may be terminated by DebtAvalanche.co.uk at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. Disclaimer - Not Financial Advice & Guidance Only

The content, tools, and guides on DebtAvalanche.co.uk are provided for **general informational and educational purposes only**. This Site is for **guidance only** and does not, and is not intended to, provide personalized financial, legal, tax, or investment advice. **We are not financial advisors, credit providers, or legal professionals.** You should always consult with a qualified financial advisor, debt counsellor, or other appropriate professional for advice tailored to your specific financial situation. We expressly disclaim any and all liability for any actions taken or not taken based on the content of this Site. For a full understanding of this disclaimer, please refer to our Disclaimer page.

4. Limitations of Tools and Calculations

Our tools and calculators are designed to provide illustrative estimates based on the data you input. They are for **guidance only**. We make no guarantees regarding the absolute accuracy of these calculations, as they may be subject to:

• **Rounding differences:** Minor discrepancies may occur due to standard financial rounding practices.
• **External institution variations:** Interest rates, fees, and payment schedules as applied by your creditors or financial institutions may differ from our estimates.
• **Changes in terms:** Your debt terms can change, impacting repayment calculations.

Always verify any figures with your official statements and financial providers.

5. Limitations of Liability

In no event shall DebtAvalanche.co.uk or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on DebtAvalanche.co.uk, even if DebtAvalanche.co.uk or a DebtAvalanche.co.uk authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

6. Accuracy of Materials

The materials appearing on DebtAvalanche.co.uk could include technical, typographical, or photographic errors. DebtAvalanche.co.uk does not warrant that any of the materials on its website are accurate, complete or current. DebtAvalanche.co.uk may make changes to the materials contained on its website at any time without notice. However DebtAvalanche.co.uk does not make any commitment to update the materials.

7. Links to Third-Party Websites

DebtAvalanche.co.uk has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by DebtAvalanche.co.uk of the site. Use of any such linked website is at the user's own risk.

8. Modifications to These Terms

DebtAvalanche.co.uk may revise these Terms and Conditions for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these Terms and Conditions.

9. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the United Kingdom and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location.