🏡 Mortgage Ditch Your Fix Calculator

Enter your details below and review your potential benefit

Please review and enter your specific mortgage details and anticipated new deal terms below.

Click **"Analyse Scenario"** to generate the comparison report, charts, and break-even analysis.


Important Disclaimer: The information and calculations provided by this tool are based on generalized amortisation rules and are *indicative only*. This output does not constitute financial or mortgage advice. You should always consult with a qualified, professional financial or mortgage adviser before making any decisions regarding your mortgage or early repayment charge liability.


Current Mortgage Details

New Deal & Costs

Early Repayment Charge (ERC)

Years Months

Mortgage Balance Comparison (Fixed Payment for Max Savings)

Current Deal Balance
New Deal Balance
ERC End Date
Break-Even Point

Zoomed View: Savings Up to ERC End Date


👍 Pros of Switching Now (Up to ERC End Date)

    👎 Cons of Switching Now (Up to ERC End Date)