Educational Purposes & Guidance Only

The information, tools, and guides provided on DebtAvalanche.co.uk, including our debt snowball calculator, debt avalanche calculator, and budgeting resources, are for **general informational and educational purposes only**. This Site is intended purely for **guidance** and to help educate users and offer ideas on how finances can be handled in a generalized way.

**This content does not, and is not intended to, constitute personalized financial, legal, tax, or investment advice.** We are not financial advisors, credit providers, or legal professionals. Your individual financial situation is unique, and decisions about managing your debt should be made with careful consideration of your personal circumstances.

We strongly recommend that you **consult with a qualified financial advisor, debt counsellor, or other appropriate professional** before making any significant financial decisions. Always seek professional advice where required.

Limitations of Tools and Calculations & User Responsibility

Our tools and calculators are designed to provide illustrative estimates based on the data you input. They are for **guidance only**. We make no guarantees regarding the absolute accuracy of these calculations, as they may be subject to:

• **Rounding differences:** Minor discrepancies may occur due to standard financial rounding practices.
• **External institution variations:** Interest rates, fees, and payment schedules as applied by your creditors or financial institutions may differ from our estimates.
• **Changes in terms:** Your debt terms can change, impacting repayment calculations.

Always verify any figures with your official statements and financial providers. Any reliance you place on such information is therefore strictly at your own risk.

**You, the user, are solely responsible for ensuring you meet all your financial commitments and minimum payment obligations directly with your creditors or financial service providers.** DebtAvalanche.co.uk provides educational tools and guidance, but does not manage your accounts or payments, nor does it assume any responsibility for your financial obligations.

No Client Relationship Formed

Your use of this Site, including any interaction with our tools or content, does not create a client, advisory, or fiduciary relationship between you and DebtAvalanche.co.uk. We are not a financial institution, credit provider, or financial advisory firm.

Accuracy of General Information

While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the Site or the information, products, services, or related graphics contained on the Site for any purpose.

Financial markets, regulations, and individual circumstances can change rapidly. The calculations and outcomes presented by our tools are estimates and should not be taken as guarantees.

Third-Party Links

Our Site may contain links to third-party websites for your convenience. We do not endorse the content of these third-party sites and are not responsible for their accuracy, reliability, or privacy practices. Your use of third-party websites is at your own risk.